PTPTN

What is PTPTN?

National Higher Education Fund or Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) is a government-initiative aimed to provide education loan to students pursuing their studies at local higher education institution.

Who is it for?

Malaysian citizen or permanent resident pursuing higher education.

Terms & Conditions

  • Obtain offers to IPTA / IPTS and Polytechnics by fulfilling the entry eligibility requirements set by the Ministry of Education Malaysia and the Malaysian Qualifications Agency (MQA);
  • Courses attended by IPTA / IPTS and Polytechnic students must be approved by the Ministry of Education Malaysia and registered with PTPTN;*
  • For IPTS students, the course followed must obtain a Certificate of Accreditation from the Malaysian Qualifications Agency (MQA) and is still within the validity period at the date of application;
  • For students with different qualifications, confirmation must be obtained from the department or agency as stated above;
  • The remaining period of study at the time of application must not be less than one (1) year;
  • Has opened an SSPN-i / SSPN-i Plus account **.
  • For more information, please refer to: https://www.ptptn.gov.my

* Only PTPTN-sponsored courses will be registered and listed in the PTPTN Online Application Portal. The IPT needs to make an application to PTPTN if they want to get a PTPTN loan sponsorship.

** Only SSPN-i accounts with 15 digits can apply for PTPTN. Please contact the nearest PTPTN branch to check the 15-digit SSPN-i account number.

Loan Amount Eligibility
Maximum Amount Student and/or parents/guardians are listed as recipient of BR1M
75% from Maximum Amount Household income less than RM8,000 and student and/or parents/guardians are not listed as recipient of BR1M
50% from Maximum Amount Household income more than RM8,000 and student and/or parents/guardians are not listed as recipient of BR1M

How to Apply

To apply online, student needs to:
Scholarships Offered for 2024 intakes, Limited seats available

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